diff --git a/Source/CPM3/boot.z80 b/Source/CPM3/boot.z80
index 9ddfbffb..9789cb8b 100644
--- a/Source/CPM3/boot.z80
+++ b/Source/CPM3/boot.z80
@@ -317,8 +317,14 @@ clrram:
 	di				; no interrupts
 	ld	a,(0FFE0h)		; get current bank
 	push 	af			; save it
-	;ld	a,(bnkramd)		; first bank of ram disk
-	ld	a,080h			; first bank of ram disk
+	ld	b,0FAh			; HBIOS Peek Function
+	ld	a,(@hbbio)		; HBIOS bank id
+	ld	d,a			; ... goes in D
+	ld	hl,1DCh			; Offset 1DCh is ram disk bank 0
+	rst	08			; Call HBIOS, value in E
+	ld	a,e			; move to A for bank sel
+	cp	0FFh
+	jr	z,clrram3
 	;call	hb_bnksel		; select bank
 	call	0FFF3h			; select bank
 
@@ -348,7 +354,6 @@ clrram2:
 	or	0ffh			; flag value for cleared
 	ld	(clrflg),a		; save it
 clrram3:
-	;ld	a,(bnkuser)		; usr bank (tpa)
 	pop	af			; recover original bank
 	;call	hb_bnksel		; select bank
 	call	0FFF3h			; select bank
diff --git a/Source/CPM3/diskio.z80 b/Source/CPM3/diskio.z80
index 90c0eb1c..0cba818b 100644
--- a/Source/CPM3/diskio.z80
+++ b/Source/CPM3/diskio.z80
@@ -15,6 +15,7 @@
 
 	public	@sysdr
 	extrn	@bootdu,@bootsl
+	extrn	@hbbio
 
     ; Variables containing parameters passed by BDOS
 
@@ -354,6 +355,54 @@ dpb$hdnew:	; 8MB Hard Disk Drive (new format)
 ;		called for first time initialization.
 
 dsk$init:
+	ld	b,0FAh			; HBIOS Peek Function
+	ld	a,(@hbbio)		; HBIOS bank id
+	ld	d,a			; ... goes in D
+	ld	hl,10Ch			; Offset 10Ch is ROM bank cnt
+	rst	08			; Call HBIOS, value in E
+	ld	a,e			; move count to accum
+	sub	4			; reduce by # reserved banks
+	ld	ix,dpb$rom		; address of DPB
+	call	dsk$init1		; fix it up
+	
+	ld	b,0FAh			; HBIOS Peek Function
+	ld	a,(@hbbio)		; HBIOS bank id
+	ld	d,a			; ... goes in D
+	ld	hl,10Bh			; Offset 10Bh is RAM bank cnt
+	rst	08			; Call HBIOS, value in E
+	ld	a,e			; move count to accum
+	sub	8			; reduce by # reserved banks
+	ld	ix,dpb$ram		; address of DPB
+	call	dsk$init1		; fix it up
+
+	ret				; done
+
+dsk$init1:
+	; Setup HL with bank count
+	ld	l,a			; lsb
+	ld	h,0			; msb is always zero
+
+	; Update EXM field
+	ld	a,l			; lsb of bank count
+	cp	16 + 1			; compare to EXM threshold
+	ld	a,1			; assume <= 16 banks, EXM := 0
+	jr	c,dsk$init2		; done if so
+	xor	a			; > 16 banks, EXM := 0
+dsk$init2:
+	ld	(ix + 4),a		; save new EXM value
+
+	; Update DSM field
+	ld	b,4			; prepare to mult by 16
+dsk$init3:
+	sla	l			; shift lsb
+	rl	h			; shift msb w/ carry
+	djnz	dsk$init3		; repeat as needed
+	dec	hl			; subtract 1 for proper DSM value
+	ld	(ix+5),l		; save updated
+	ld	(ix+6),h		; ... DSM value
+	
+	ret
+	
 	;ld	a,(@rdrv)		; unit being initialized
 	;ld	hl,@bootdu
 	;cp	(hl)			; compare to boot unit
diff --git a/Source/ZZR/Bank Layout.txt b/Source/ZZR/Bank Layout.txt
new file mode 100644
index 00000000..d7b4bc64
--- /dev/null
+++ b/Source/ZZR/Bank Layout.txt	
@@ -0,0 +1,19 @@
+Bank	ROM			RAM			RAM
+----	---			---			---
+0	HBIOS (IMG)		RAMDISK			RAMDISK
+1	ROMLDR+MON+CP/M2+ZSYS	RAMDISK			RAMDISK
+2	FTH+BAS+TBAS+PLAY+USR	RAMDISK			RAMDISK
+3	RESERVED		RAMDISK			RAMDISK
+4	ROMDISK			RAMDISK			RAMDISK
+5	ROMDISK			RAMDISK			RAMDISK
+6	ROMDISK			RAMDISK			RAMDISK
+7	ROMDISK			RAMDISK			RAMDISK
+							
+8	ROMDISK			BUF (CPM3)		BUF (CPM3)
+9	ROMDISK			BUF (CPM3)		BUF (CPM3)
+A	ROMDISK			BUF (CPM3)		BUF (CPM3)
+B	ROMDISK			BUF (CPM3)		BUF (CPM3)
+C	ROMDISK			AUX (CPM3)		TPA (CPM3)
+D	ROMDISK			HBIOS (EXEC)		HBIOS (EXEC)
+E	ROMDISK			TPA-LO			OS (CPM3)
+F	ROMDISK			COMMON (TPA-HI)		COMMON (TPA-HI)
\ No newline at end of file
diff --git a/Source/ver.inc b/Source/ver.inc
index 5b3aafd8..7483a543 100644
--- a/Source/ver.inc
+++ b/Source/ver.inc
@@ -2,4 +2,4 @@
 #DEFINE	RMN	1
 #DEFINE	RUP	1
 #DEFINE	RTP	0
-#DEFINE BIOSVER	"3.1.1-pre.62"
+#DEFINE BIOSVER	"3.1.1-pre.63"
diff --git a/Source/ver.lib b/Source/ver.lib
index dd1b0ca3..280a27a8 100644
--- a/Source/ver.lib
+++ b/Source/ver.lib
@@ -3,5 +3,5 @@ rmn	equ	1
 rup	equ	1
 rtp	equ	0
 biosver	macro
-	db	"3.1.1-pre.62"
+	db	"3.1.1-pre.63"
 	endm