diff --git a/Source/HBIOS/sd.asm b/Source/HBIOS/sd.asm
index 171c62ee..5f93cf38 100644
--- a/Source/HBIOS/sd.asm
+++ b/Source/HBIOS/sd.asm
@@ -79,6 +79,42 @@
 ;			  |   +----------- CARD ECC FAILED - CARD INTERNAL ECC FAILED TO CORRECT DATA
 ;			  +--------------- OUT OF RANGE - PARAMAETER OUT OF RANGE ALLOWED FOR CARD
 ;
+;------------------------------------------------------------------------------
+;
+; *** HACK FOR MISSING PULLUP RESISTORS ***
+;
+; THERE IS A RECENT TREND FOR SD ADAPTER BOARDS (SUCH AS THOSE USED TO ATTACH AN
+; SD CARD TO AN ARDUINO OR RASPBERRY PI) TO OMIT THE PULLUP RESISTORS THAT ARE SUPPOSED
+; TO BE ON ALL LINES.  DESPITE BEING A CLEAR VIOLATION OF THE SPEC, IT IS SOMETHING THAT
+; WE WILL NOW NEED TO LIVE WITH.  THE CLK, CS, AND MOSI SIGNALS ARE NOT AN ISSUE SINCE
+; WE ARE DRIVING THOSE SIGNALS AS THE HOST.  THE PROBLEM IS WITH THE MISO SIGNAL.
+; FORTUNATELY, MOST OF THE TIME, THE SD CARD WILL BE DRIVING THE SIGNAL.  HOWEVER,
+; THERE ARE TWO SCEANRIOS WE NEED TO ACCOMMODATE IN THE CODE:
+;
+;   1. MISO WILL NOT BE DRIVEN BY THE SD CARD (FLOATING) PRIOR TO RESETING THE
+;      CARD WITH CMD0.  NORMALLY, A COMMAND SEQUENCE INVOLVES WAITING FOR THE
+;      CARD TO BE "READY" BY READING BYTES FROM THE CARD AND LOOKING FOR $FF.
+;      WHEN MISO IS FLOATING THIS WILL NOT BE RELIABLE.  SINCE THE SPEC INDICATES
+;      IT IS NOT NECESSARY TO WAIT FOR READY PRIOR TO CMD0, THE CODE HAS BEEN
+;      MODIFIED TO ISSUE CMD0 WITHOUT WAITING FOR READY.
+;
+;   2. MISO MAY NOT BE DRIVEN IMMEDIATELY AFTER SENDING A COMMAND (POSSIBLY
+;      JUST CMD0, BUT NOT SURE).  NORMALLY, AFTER SENDING A COMMAND, YOU
+;      LOOK FOR "FILL" BYTES OF $FF THAT MAY OCCUR PRIOR TO THE RESULT.  WHEN MISO
+;      IS FLOATING IT IS IMPOSSIBLE TO DETERMINE IF THE BYTE RECEIVED IS A FILL
+;      BYTE OR NOT.  BASED ON WHAT I HAVE READ, THERE WILL ALWAYS BE AT LEAST
+;      ONE FILL BYTE PRIOR TO THE ACTUAL RESULT.  ADDITIONALLY, THE SD CARD WILL
+;      START DRIVING MISO SOMETIME WITHING THAT FIRST FILL BYTE.  SO, WE NOW
+;      JUST DISCARD THE FIRST BYTE RECEIVED AFTER A COMMAND IS SENT WITH THE
+;      ASSUMPTION THAT IT MUST BE A FILL BYTE AND IS NOT RELIABLE DUE TO FLOATING
+;      MISO.
+; 
+; THESE CHANGES ARE CONSISTENT WITH THE POPULAR ARDUINO SDFAT LIBRARY, SO THEY ARE
+; PROBABLY PRETTY SAFE.  HOWEVER, I HAVE BRACKETED THE CHANGES WITH THE EQUATE BELOW.
+; IF YOU WANT TO REVERT THESE HACKS, JUST SET THE EQUATE TO FALSE.
+;
+SD_NOPULLUP	.EQU	TRUE		; ASSUME NO PULLUP
+;
 #IF (SDMODE == SDMODE_JUHA)		; JUHA MINI-BOARD
 SD_DEVCNT	.EQU	1		; NUMBER OF PHYSICAL UNITS (SOCKETS)
 SD_OPRREG	.EQU	RTC		; USES RTC LATCHES FOR OPERATION
@@ -1119,6 +1155,7 @@ SD_GOIDLE1:
 	LD	A,$95			; CRC FOR GO_IDLE_STATE COMMAND IS $95
 	LD	(SD_CMDCRC),A		; SET CRC
 	CALL	SD_EXECCMDND		; EXECUTE COMMAND W/ NO DATA RETURNED
+
 	RET	NZ			; ABORT ON ERROR
 	LD	A,(SD_RC)		; GET CARD RESULT
 	DEC	A			; MAP EXPECTED $01 -> $00
@@ -1171,10 +1208,23 @@ SD_EXECCMD:
 	CALL	WRITESTR
 	POP	AF
 #ENDIF
-
+;
+	CALL	SD_SELECT
+;	
+#IF (SD_NOPULLUP)
+	; DO NOT WAIT FOR READY PRIOR TO CMD0!  THIS HACK IS REQUIRED BY
+	; STUPID SD CARD ADAPTERS THAT NOW OMIT THE MISO PULL-UP.  SEE
+	; COMMENTS AT TOP OF THIS FILE.
+	LD	A,(SD_CMDBUF)
+	CP	SD_CMD_GO_IDLE_STATE
+	JR	Z,SD_EXECCMD0
+#ENDIF
+;	
 	; WAIT FOR CARD TO BE READY
 	CALL	SD_WAITRDY		; WAIT FOR CARD TO BE READY FOR A COMMAND
 	JP	NZ,SD_ERRRDYTO		; HANDLE TIMEOUT ERROR
+;	
+SD_EXECCMD0:
 	; SEND THE COMMAND
 	LD	HL,SD_CMDBUF		; POINT TO COMMAND BUFFER
 	LD	E,6			; COMMANDS ARE 6 BYTES
@@ -1184,6 +1234,13 @@ SD_EXECCMD1:
 	INC	HL			; POINT TO NEXT BYTE
 	DEC	E			; DEC LOOP COUNTER
 	JR	NZ,SD_EXECCMD1		; LOOP TILL DONE W/ ALL 6 BYTES
+;
+#IF (SD_NOPULLUP)
+	; THE FIRST FILL BYTE IS DISCARDED!  THIS HACK IS REQUIRED BY
+	; STUPID SD CARD ADAPTERS THAT NOW OMIT THE MISO PULL-UP.  SEE
+	; COMMENTS AT TOP OF THIS FILE.
+	CALL	SD_GET			; GET A BYTE AND DISCARD IT
+#ENDIF
 ;
 	; GET RESULT
 	LD	E,0			; INIT TIMEOUT LOOP COUNTER
@@ -1293,10 +1350,9 @@ SD_PUTDATA3:
 	XOR	A
 	RET
 ;
-; SELECT CARD AND WAIT FOR IT TO BE READY ($FF)
+; WAIT FOR CARD TO BE READY ($FF).  MUST ALREADY BE SELECTED.
 ;
 SD_WAITRDY:
-	CALL	SD_SELECT		; SELECT CARD
 	LD	DE,$FFFF		; LOOP MAX (TIMEOUT)
 SD_WAITRDY1:
 	CALL	SD_GET