diff --git a/Doc/ChangeLog.txt b/Doc/ChangeLog.txt
index b19ad88f..4dd2c133 100644
--- a/Doc/ChangeLog.txt
+++ b/Doc/ChangeLog.txt
@@ -14,6 +14,8 @@ Version 2.9.2
 - WBW: Add interrupt support to ASCI driver
 - WBW: Refactored XModem overlay, merged USB-FIFO support
 - PMS: Added DS1210 low battery detection/message
+- PMS: Added note playing ability to SPK driver
+- WBW: Support disk I/O to any memory bank
 
 Version 2.9.1
 -------------
diff --git a/ReadMe.txt b/ReadMe.txt
index bd3667f5..fd854991 100644
--- a/ReadMe.txt
+++ b/ReadMe.txt
@@ -7,7 +7,7 @@
 ***********************************************************************
 
 Wayne Warthen (wwarthen@gmail.com)
-Version 2.9.2-pre.7, 2019-09-01
+Version 2.9.2-pre.8, 2019-09-03
 https://www.retrobrewcomputers.org/
 
 RomWBW is a ROM-based implementation of CP/M-80 2.2 and Z-System for 
diff --git a/Source/CBIOS/cbios.asm b/Source/CBIOS/cbios.asm
index 7365c768..afcd5bab 100644
--- a/Source/CBIOS/cbios.asm
+++ b/Source/CBIOS/cbios.asm
@@ -1409,7 +1409,9 @@ CHS2:
 	POP	BC              	; RESTORE INCOMING FUNCTION, DEVICE/UNIT
 	RET	NZ              	; ABORT IF SEEK RETURNED AN ERROR W/ ERROR IN A
 	LD	HL,(DSKBUF)     	; GET BUFFER ADDRESS
-	LD	DE,1            	; TRANSFER ONE SECTOR
+	LD	A,(BNKBIOS)		; GET BIOS BANK
+	LD	D,A			; TRANSFER TO/FROM BIOS BANK
+	LD	E,1	            	; TRANSFER ONE SECTOR
 	RST	08			; DO IT
 	OR	A			; SET FLAGS
 	RET				; DONE
diff --git a/Source/CBIOS/ver.inc b/Source/CBIOS/ver.inc
index 187ef730..640bf76e 100644
--- a/Source/CBIOS/ver.inc
+++ b/Source/CBIOS/ver.inc
@@ -2,4 +2,4 @@
 #DEFINE	RMN	9
 #DEFINE	RUP	2
 #DEFINE	RTP	0
-#DEFINE BIOSVER	"2.9.2-pre.7"
+#DEFINE BIOSVER	"2.9.2-pre.8"
diff --git a/Source/HBIOS/API.txt b/Source/HBIOS/API.txt
index c6f71d5e..3ec55a3c 100644
--- a/Source/HBIOS/API.txt
+++ b/Source/HBIOS/API.txt
@@ -267,15 +267,16 @@ SEEK ($12):
 READ ($13) / WRITE ($14) / VERIFY ($15):
   BC=Function/Unit                      A=Result
   HL=Buffer Address			E=Blocks Read
+  D=Buffer Bank ID
   E=Block Count
 
-  Read, write, or verify block count sectors to buffer address starting at current target
+  Read, write, or verify block count sectors to/from buffer bank/address starting at current target
   sector.  Current sector must be established by prior seek function; however, multiple
   read/write/verify function calls can be made after a seek function.  Current sector is
-  incremented after each sector successfully read.  On error, current sector is sector is
-  sector where error occurred.  Blocks read indicates number of sectors successfully read.
+  incremented after each sector successfully read/written.  On error, current sector is
+  sector where error occurred.  Block count indicates number of sectors successfully read/written.
   Caller must ensure buffer address is large enough to contain data for all sectors
-  requested.
+  read/written.  If buffer is not in upper 32K, then sectors will be double buffered.
 
 FORMAT ($16):
   BC=Function/Unit                      A=Result
diff --git a/Source/HBIOS/fd.asm b/Source/HBIOS/fd.asm
index 284a37e4..57416c6e 100644
--- a/Source/HBIOS/fd.asm
+++ b/Source/HBIOS/fd.asm
@@ -851,11 +851,13 @@ FD_SEEK9:	; NOT LBA, JUST SAVE THE CHS VALUE IN CFG ENTRY
 	RET
 ;
 FD_READ:
+	CALL	HB_DSKREAD		; HOOK HBIOS DISK READ SUPERVISOR
 	LD	(FD_DSKBUF),HL		; SAVE DISK BUFFER ADDRESS
 	LD	A,DOP_READ
 	JR	FD_RW
 ;
 FD_WRITE:
+	CALL	HB_DSKWRITE		; HOOK HBIOS DISK WRITE SUPERVISOR
 	LD	(FD_DSKBUF),HL		; SAVE DISK BUFFER ADDRESS
 	LD	A,DOP_WRITE
 	JR	FD_RW
diff --git a/Source/HBIOS/hbios.asm b/Source/HBIOS/hbios.asm
index 4942e59f..29bf9a01 100644
--- a/Source/HBIOS/hbios.asm
+++ b/Source/HBIOS/hbios.asm
@@ -1821,6 +1821,169 @@ DIO_CNT		.DB	0		; ENTRY COUNT PREFIX
 DIO_TBL		.FILL	DIO_SIZ,0	; SPACE FOR ENTRIES
 ;
 ;==================================================================================================
+; DISK READ HELPER
+;==================================================================================================
+;
+; IMPLEMENTS MULTI SECTOR READS AND I/O TO/FROM
+; BANKED RAM VIA BOUNCE BUFFER
+;
+; TOS=READ FN ADR
+; HL=BUF ADR
+; C=SEC COUNT
+; D=BUF BANK ID
+;	
+HB_DSKREAD:
+;
+#IF 0
+	; CHECK TO SEE IF INTER-BANK I/O NEEDED.  IF NOT
+	; WE JUST ABORT BACK TO DISK DRIVER TO HANDLE.
+	BIT	7,H			; TGT BUF IN UPPER 32K?
+	RET	NZ			; IF SO, NOTHING TO DO
+	LD	A,D			; GET TGT BANK
+	CP	BID_BIOS		; BIOS BANK?
+	RET	Z			; IF SO, NOTHING TO DO
+#ENDIF
+;
+#IF 1
+	; RAM BANK RANGE CHECK
+	LD	A,D			; GET TGT BANK
+	CP	BID_RAMN		; BANK IN RANGE 0-N?
+	CALL	NC,PANIC		; IF >N, PANIC
+#ENDIF
+;
+	; SAVE TGT BUF BNK/ADR
+	LD	(HB_IOBUF),HL
+	LD	A,D
+	LD	(HB_IOBNK),A
+;
+	; SETUP READ FN ADR
+	POP	HL			; READ FN ADR IS AT TOS
+	LD	(HB_DSKREADFN),HL	; IMBED IN CALL OP BELOW
+;
+	; SETUP READ AND LOOP COUNT
+	LD	B,E			; SEC LOOP COUNTER
+	LD	C,0			; SEC COMPLETE COUNTER
+;
+HB_DSKREAD1:
+	; CALL READ FN
+	PUSH	BC			; SAVE COUNTERS
+	LD	E,1			; ONE SECTOR
+	LD	HL,HB_WRKBUF		; USE WORK BUF FOR DATA
+HB_DSKREADFN	.EQU	$+1
+	CALL	PANIC			; READ ONE SECTOR
+	POP	BC			; RESTORE COUNTERS
+;
+	; IF FAIL, RETURN ERR
+	JR	NZ,HB_DSKREADX		; BAIL OUT ON ERROR
+;
+	; BNKCPY SEC DATA TO REAL BANK/BUF & INC BUF ADR
+	PUSH	BC			; SAVE COUNTERS
+	LD	A,(HB_IOBNK)		; DEST BANK
+	LD	(HB_DSTBNK),A		; ... TO PROXY
+	LD	A,BID_BIOS		; SRC BANK
+	LD	(HB_SRCBNK),A		; ... TO PROXY
+	LD	BC,512			; COPY 512 BYTES (1 SEC)
+	LD	DE,(HB_IOBUF)		; TGT BUFFER ADR
+	LD	HL,HB_WRKBUF		; SOURCE BUFFER
+	CALL	HBX_BNKCPY		; DO BANK COPY
+	LD	(HB_IOBUF),DE		; SAVE UPDATED TGT BUF ADR
+	POP	BC			; RESTORE COUNTERS
+;
+	; INC READ COUNT
+	INC	C			; BUMP SEC READ COUNT
+	DJNZ	HB_DSKREAD1		; LOOP AS NEEDED
+	XOR	A			; SIGNAL SUCCESS
+;
+HB_DSKREADX:
+	LD	HL,(HB_IOBUF)		; NEXT BUF ADR
+	LD	E,C			; READ COUNT TO E
+	OR	A			; SET RESULT FLAGS
+	RET				; DONE
+;
+;==================================================================================================
+; DISK WRITE HELPER
+;==================================================================================================
+;
+; IMPLEMENTS MULTI SECTOR WRITES AND I/O TO/FROM
+; BANKED RAM VIA BOUNCE BUFFER
+;
+; TOS=WRITE FN ADR
+; HL=BUF ADR
+; C=SEC COUNT
+; D=BUF BANK ID
+;	
+HB_DSKWRITE:
+;
+#IF 0
+	; CHECK TO SEE IF INTER-BANK I/O NEEDED.  IF NOT
+	; WE JUST ABORT BACK TO DISK DRIVER TO HANDLE.
+	BIT	7,H			; TGT BUF IN UPPER 32K?
+	RET	NZ			; IF SO, NOTHING TO DO
+	LD	A,D			; GET TGT BANK
+	CP	BID_BIOS		; BIOS BANK?
+	RET	Z			; IF SO, NOTHING TO DO
+#ENDIF
+;
+#IF 1
+	; RAM BANK RANGE CHECK
+	LD	A,D			; GET TGT BANK
+	CP	BID_RAMN		; BANK IN RANGE 0-N?
+	CALL	NC,PANIC		; IF >N, PANIC
+#ENDIF
+;
+	; SAVE TGT BUF BNK/ADR
+	LD	(HB_IOBUF),HL
+	LD	A,D
+	LD	(HB_IOBNK),A
+;
+	; SETUP WRITE FN ADR
+	POP	HL			; WRITE FN ADR IS AT TOS
+	LD	(HB_DSKWRITEFN),HL	; IMBED IN CALL OP BELOW
+;
+	; SETUP WRITE AND LOOP COUNT
+	LD	B,E			; SEC LOOP COUNTER
+	LD	C,0			; SEC COMPLETE COUNTER
+;
+HB_DSKWRITE1:
+	; BNKCPY SEC DATA TO WORK BANK/BUF & INC BUF ADR
+	PUSH	BC			; SAVE COUNTERS
+	LD	A,BID_BIOS		; DEST BANK
+	LD	(HB_DSTBNK),A		; ... TO PROXY
+	LD	A,(HB_IOBNK)		; SRC BANK
+	LD	(HB_SRCBNK),A		; ... TO PROXY
+	LD	BC,512			; COPY 512 BYTES (1 SEC)
+	LD	DE,HB_WRKBUF		; TGT BUFFER ADR
+	LD	HL,(HB_IOBUF)		; SOURCE BUFFER
+	CALL	HBX_BNKCPY		; DO BANK COPY
+	LD	(HB_IOBUF),HL		; SAVE UPDATED SRC BUF ADR
+	POP	BC			; RESTORE COUNTERS
+;
+	; CALL WRITE FN
+	PUSH	BC			; SAVE COUNTERS
+	LD	E,1			; ONE SECTOR
+	LD	HL,HB_WRKBUF		; USE WORK BUF FOR DATA
+HB_DSKWRITEFN	.EQU	$+1
+	CALL	PANIC			; READ ONE SECTOR
+	POP	BC			; RESTORE COUNTERS
+;
+	; IF FAIL, RETURN ERR
+	JR	NZ,HB_DSKWRITEX		; BAIL OUT ON ERROR
+;
+	; INC WRITE COUNT
+	INC	C			; BUMP SEC WRITE COUNT
+	DJNZ	HB_DSKWRITE1		; LOOP AS NEEDED
+	XOR	A			; SIGNAL SUCCESS
+;
+HB_DSKWRITEX:
+	LD	HL,(HB_IOBUF)		; NEXT BUF ADR
+	LD	E,C			; WRITE COUNT TO E
+	OR	A			; SET RESULT FLAGS
+	RET				; DONE
+;
+HB_IOBUF	.DW	0
+HB_IOBNK	.DB	0
+;
+;==================================================================================================
 ;   REAL TIME CLOCK DEVICE DISPATCHER
 ;==================================================================================================
 ;
diff --git a/Source/HBIOS/hdsk.asm b/Source/HBIOS/hdsk.asm
index e9da24f8..f253bbf3 100644
--- a/Source/HBIOS/hdsk.asm
+++ b/Source/HBIOS/hdsk.asm
@@ -191,12 +191,14 @@ HDSK_SEEK:
 ;
 ;
 HDSK_READ:
+	CALL	HB_DSKREAD		; HOOK HBIOS DISK READ SUPERVISOR
 	LD	A,HDSK_CMDREAD
 	JR	HDSK_RW
 ;
 ;
 ;
 HDSK_WRITE:
+	CALL	HB_DSKWRITE		; HOOK HBIOS DISK WRITE SUPERVISOR
 	LD	A,HDSK_CMDWRITE
 	JR	HDSK_RW
 ;
diff --git a/Source/HBIOS/ide.asm b/Source/HBIOS/ide.asm
index 5a0ce67a..c9149ca7 100644
--- a/Source/HBIOS/ide.asm
+++ b/Source/HBIOS/ide.asm
@@ -423,6 +423,7 @@ IDE_DEFMED:
 ;
 ;
 IDE_READ:
+	CALL	HB_DSKREAD		; HOOK HBIOS DISK READ SUPERVISOR
 	LD	BC,IDE_RDSEC		; GET ADR OF SECTOR READ FUNC
 	LD	(IDE_IOFNADR),BC	; SAVE IT AS PENDING IO FUNC
 	JR	IDE_IO			; CONTINUE TO GENERIC IO ROUTINE
@@ -430,6 +431,7 @@ IDE_READ:
 ;
 ;
 IDE_WRITE:
+	CALL	HB_DSKWRITE		; HOOK HBIOS DISK WRITE SUPERVISOR
 	LD	BC,IDE_WRSEC		; GET ADR OF SECTOR WRITE FUNC
 	LD	(IDE_IOFNADR),BC	; SAVE IT AS PENDING IO FUNC
 	JR	IDE_IO			; CONTINUE TO GENERIC IO ROUTINE
diff --git a/Source/HBIOS/md.asm b/Source/HBIOS/md.asm
index 6eb27aad..2b9c9c0a 100644
--- a/Source/HBIOS/md.asm
+++ b/Source/HBIOS/md.asm
@@ -174,6 +174,7 @@ MD_SEEK:
 ;
 ;
 MD_READ:
+	CALL	HB_DSKREAD		; HOOK HBIOS DISK READ SUPERVISOR
 	LD	BC,MD_RDSEC		; GET ADR OF SECTOR READ FUNC
 	LD	(MD_RWFNADR),BC		; SAVE IT AS PENDING IO FUNC
 	JR	MD_RW			; CONTINUE TO GENERIC R/W ROUTINE
@@ -182,6 +183,7 @@ MD_READ:
 ;
 ;
 MD_WRITE:
+	CALL	HB_DSKWRITE		; HOOK HBIOS DISK WRITE SUPERVISOR
 	LD	BC,MD_WRSEC		; GET ADR OF SECTOR WRITE FUNC
 	LD	(MD_RWFNADR),BC		; SAVE IT AS PENDING IO FUNC
 	LD	A,(IY+MD_DEV)		; GET DEVICE NUMBER
diff --git a/Source/HBIOS/ppide.asm b/Source/HBIOS/ppide.asm
index 5ace5ce3..f3317915 100644
--- a/Source/HBIOS/ppide.asm
+++ b/Source/HBIOS/ppide.asm
@@ -411,6 +411,7 @@ PPIDE_DEFMED:
 ;
 ;
 PPIDE_READ:
+	CALL	HB_DSKREAD		; HOOK HBIOS DISK READ SUPERVISOR
 	LD	BC,PPIDE_RDSEC		; GET ADR OF SECTOR READ FUNC
 	LD	(PPIDE_IOFNADR),BC	; SAVE IT AS PENDING IO FUNC
 	JR	PPIDE_IO		; CONTINUE TO GENERIC IO ROUTINE
@@ -418,6 +419,7 @@ PPIDE_READ:
 ;
 ;
 PPIDE_WRITE:
+	CALL	HB_DSKWRITE		; HOOK HBIOS DISK WRITE SUPERVISOR
 	LD	BC,PPIDE_WRSEC		; GET ADR OF SECTOR WRITE FUNC
 	LD	(PPIDE_IOFNADR),BC	; SAVE IT AS PENDING IO FUNC
 	JR	PPIDE_IO		; CONTINUE TO GENERIC IO ROUTINE
diff --git a/Source/HBIOS/ppp.asm b/Source/HBIOS/ppp.asm
index 79d4f4da..2f0cbf1d 100644
--- a/Source/HBIOS/ppp.asm
+++ b/Source/HBIOS/ppp.asm
@@ -504,6 +504,7 @@ PPPSD_DEFMED:
 ;
 ;
 PPPSD_READ:
+	CALL	HB_DSKREAD		; HOOK HBIOS DISK READ SUPERVISOR
 	LD	BC,PPPSD_RDSEC		; GET ADR OF SECTOR READ FUNC
 	LD	(PPPSD_IOFNADR),BC	; SAVE IT AS PENDING IO FUNC
 	JR	PPPSD_IO		; CONTINUE TO GENERIC IO ROUTINE
@@ -511,6 +512,7 @@ PPPSD_READ:
 ;
 ;
 PPPSD_WRITE:
+	CALL	HB_DSKWRITE		; HOOK HBIOS DISK WRITE SUPERVISOR
 	LD	BC,PPPSD_WRSEC		; GET ADR OF SECTOR READ FUNC
 	LD	(PPPSD_IOFNADR),BC	; SAVE IT AS PENDING IO FUNC
 	JR	PPPSD_IO		; CONTINUE TO GENERIC IO ROUTINE
diff --git a/Source/HBIOS/prp.asm b/Source/HBIOS/prp.asm
index c9f18bff..9bd1de1b 100644
--- a/Source/HBIOS/prp.asm
+++ b/Source/HBIOS/prp.asm
@@ -401,6 +401,7 @@ PRPSD_DEFMED:
 ;
 ;
 PRPSD_READ:
+	CALL	HB_DSKREAD		; HOOK HBIOS DISK READ SUPERVISOR
 	LD	BC,PRPSD_RDSEC		; GET ADR OF SECTOR READ FUNC
 	LD	(PRPSD_IOFNADR),BC	; SAVE IT AS PENDING IO FUNC
 	JR	PRPSD_IO		; CONTINUE TO GENERIC IO ROUTINE
@@ -408,6 +409,7 @@ PRPSD_READ:
 ;
 ;
 PRPSD_WRITE:
+	CALL	HB_DSKWRITE		; HOOK HBIOS DISK WRITE SUPERVISOR
 	LD	BC,PRPSD_WRSEC		; GET ADR OF SECTOR READ FUNC
 	LD	(PRPSD_IOFNADR),BC	; SAVE IT AS PENDING IO FUNC
 	JR	PRPSD_IO		; CONTINUE TO GENERIC IO ROUTINE
diff --git a/Source/HBIOS/rf.asm b/Source/HBIOS/rf.asm
index d8009e09..a259a58a 100644
--- a/Source/HBIOS/rf.asm
+++ b/Source/HBIOS/rf.asm
@@ -182,6 +182,7 @@ RF_SEEK:
 ;
 ;
 RF_READ:
+	CALL	HB_DSKREAD		; HOOK HBIOS DISK READ SUPERVISOR
 	LD	BC,RF_RDSEC		; GET ADR OF SECTOR READ FUNC
 	LD	(RF_RWFNADR),BC		; SAVE IT AS PENDING IO FUNC
 	JR	RF_RW			; CONTINUE TO GENERIC R/W ROUTINE
@@ -189,6 +190,7 @@ RF_READ:
 ;
 ;
 RF_WRITE:
+	CALL	HB_DSKWRITE		; HOOK HBIOS DISK WRITE SUPERVISOR
 	LD	BC,RF_WRSEC		; GET ADR OF SECTOR WRITE FUNC
 	LD	(RF_RWFNADR),BC		; SAVE IT AS PENDING IO FUNC
 	CALL	RF_CHKWP		; WRITE PROTECTED?
diff --git a/Source/HBIOS/romldr.asm b/Source/HBIOS/romldr.asm
index 43bb6033..c14327b7 100644
--- a/Source/HBIOS/romldr.asm
+++ b/Source/HBIOS/romldr.asm
@@ -545,7 +545,8 @@ GOBOOTDISK:
 	LD	A,(BL_DEVICE)		; GET BOOT DISK UNIT
 	LD	C,A			; PUT IN C
 	LD	HL,BL_INFOSEC     	; READ INTO INFO SEC BUFFER
-	LD	DE,1			; TRANSFER ONE SECTOR
+	LD	D,BID_USR		; USER BANK		; 
+	LD	E,1			; TRANSFER ONE SECTOR
 	RST	08			; DO IT
 	JP	NZ,DB_ERR		; HANDLE ERROR
 ;	
@@ -629,7 +630,7 @@ GOBOOTDISK:
 	LD	A,(BL_DEVICE)		; GET BOOT DISK UNIT
 	LD	C,A			; PUT IN C
 	LD	HL,(BB_CPMLOC)     	; LOAD ADDRESS
-	LD	D,0		
+	LD	D,BID_USR		; USER BANK
 	LD	A,(BL_COUNT)		; GET SECTORS TO READ
 	LD	E,A			; NUMBER OF SECTORS TO LOAD
 	RST	08
diff --git a/Source/HBIOS/sd.asm b/Source/HBIOS/sd.asm
index fcfa6e6a..fa754a27 100644
--- a/Source/HBIOS/sd.asm
+++ b/Source/HBIOS/sd.asm
@@ -585,12 +585,14 @@ SD_DEFMED:
 ;
 ;
 SD_READ:
+	CALL	HB_DSKREAD		; HOOK HBIOS DISK READ SUPERVISOR
 	LD	A,SD_CMD_READ_SNGL_BLK	; SETUP FOR SINGLE BLOCK READ CMD
 	JR	SD_IO			; CONTINUE TO GENERIC IO ROUTINE
 ;
 ;
 ;
 SD_WRITE:
+	CALL	HB_DSKWRITE		; HOOK HBIOS DISK WRITE SUPERVISOR
 	LD	A,SD_CMD_WRITE_BLOCK	; SETUP FOR BLOCK WRITE CMD
 	JR	SD_IO			; CONTINUE TO GENERIC IO ROUTINE
 ;
diff --git a/Source/HBIOS/ver.inc b/Source/HBIOS/ver.inc
index 187ef730..640bf76e 100644
--- a/Source/HBIOS/ver.inc
+++ b/Source/HBIOS/ver.inc
@@ -2,4 +2,4 @@
 #DEFINE	RMN	9
 #DEFINE	RUP	2
 #DEFINE	RTP	0
-#DEFINE BIOSVER	"2.9.2-pre.7"
+#DEFINE BIOSVER	"2.9.2-pre.8"